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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,284 | $154,228-3.2% | $145,433+2.6% | $137,256+8.8% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 80.0%-3.5pp |
| Annual return | 13.16% | 74.59%-61.4pp | 66.58%-53.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $8,502 | $4,804+77.0% | $4,554+86.7% | $4,156+104.6% |
| Participant deferral / active EE | $10,792 | $8,216+31.3% | $7,897+36.6% | $6,407+68.4% |
| Admin fee / account holder | $2,764 | $14,344-80.7% | $13,129-78.9% | $12,270-77.5% |