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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,145 | $49,976-95.7% | $66,674-96.8% | $82,637-97.4% |
| Participation rate | 63.0% | 63.1%-0.1pp | 73.7%-10.7pp | 68.1%-5.1pp |
| Annual return | 25.25% | 39.09%-13.8pp | 321.24%-296.0pp | 53.51%-28.3pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $2,620-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $597 | $2,847-79.0% | $4,084-85.4% | $4,126-85.5% |
| Admin fee / account holder | $176 | $4,594-96.2% | $5,098-96.5% | $7,339-97.6% |