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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,686 | $201,344-63.9% | $184,243-60.5% | $145,877-50.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.39% | 29.01%-12.6pp | 28.82%-12.4pp | 551.28%-534.9pp |
| Employer contribution / active EE | $2,284 | $7,022-67.5% | $6,427-64.5% | $4,663-51.0% |
| Participant deferral / active EE | $10,599 | $9,807+8.1% | $9,132+16.1% | $6,691+58.4% |
| Admin fee / account holder | $2,914 | $16,382-82.2% | $13,914-79.1% | $13,402-78.3% |