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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,872 | $99,053+49.3% | $88,179+67.7% | $138,895+6.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 17.38% | 78.17%-60.8pp | 64.97%-47.6pp | 145.39%-128.0pp |
| Employer contribution / active EE | $3,140 | $2,882+8.9% | $2,549+23.2% | $4,194-25.1% |
| Participant deferral / active EE | $12,675 | $5,225+142.6% | $4,614+174.7% | $6,396+98.2% |
| Admin fee / account holder | $2,839 | $8,748-67.6% | $7,673-63.0% | $12,562-77.4% |