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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,365 | $183,592-58.9% | $155,567-51.6% | $145,959-48.4% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 13.35% | 61.24%-47.9pp | 64.74%-51.4pp | 561.95%-548.6pp |
| Employer contribution / active EE | $2,873 | $5,315-45.9% | $4,674-38.5% | $4,661-38.4% |
| Participant deferral / active EE | $3,752 | $6,464-42.0% | $5,628-33.3% | $6,689-43.9% |
| Admin fee / account holder | $670 | $19,318-96.5% | $15,916-95.8% | $13,398-95.0% |