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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,969 | $166,268+64.2% | $165,100+65.3% | $145,897+87.1% |
| Participation rate | 95.2% | 82.0%+13.2pp | 78.6%+16.6pp | 80.3%+14.9pp |
| Annual return | 11.55% | 100.52%-89.0pp | 70.21%-58.7pp | 552.29%-540.7pp |
| Employer contribution / active EE | $4,326 | $5,284-18.1% | $4,348-0.5% | $4,663-7.2% |
| Participant deferral / active EE | $8,165 | $6,964+17.2% | $6,035+35.3% | $6,689+22.1% |
| Admin fee / account holder | $698 | $16,659-95.8% | $12,696-94.5% | $13,390-94.8% |