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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,969 | $166,020+64.4% | $164,866+65.6% | $145,959+87.0% |
| Participation rate | 95.2% | 82.0%+13.2pp | 78.6%+16.6pp | 80.3%+15.0pp |
| Annual return | 11.55% | 100.08%-88.5pp | 69.97%-58.4pp | 561.95%-550.4pp |
| Employer contribution / active EE | $4,326 | $5,275-18.0% | $4,343-0.4% | $4,661-7.2% |
| Participant deferral / active EE | $8,165 | $6,961+17.3% | $6,033+35.3% | $6,689+22.1% |
| Admin fee / account holder | $698 | $16,644-95.8% | $12,689-94.5% | $13,398-94.8% |