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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,593 | $138,312-36.7% | $122,979-28.8% | $155,188-43.6% |
| Participation rate | 75.0% | 80.2%-5.2pp | 77.2%-2.2pp | 80.8%-5.8pp |
| Annual return | 4.35% | 22.06%-17.7pp | 20.12%-15.8pp | 148.84%-144.5pp |
| Employer contribution / active EE | $6,560 | $3,530+85.8% | $3,062+114.2% | $4,248+54.4% |
| Participant deferral / active EE | $13,597 | $5,592+143.1% | $5,003+171.8% | $6,531+108.2% |
| Admin fee / account holder | $99,827 | $15,089+561.6% | $12,864+676.0% | $14,480+589.4% |