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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,988 | $160,070-67.5% | $147,117-64.7% | $145,897-64.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.47% | 98.69%-90.2pp | 420.54%-412.1pp | 552.29%-543.8pp |
| Employer contribution / active EE | $3,289 | $5,285-37.8% | $4,932-33.3% | $4,663-29.5% |
| Participant deferral / active EE | $2,601 | $8,419-69.1% | $8,065-67.7% | $6,689-61.1% |
| Admin fee / account holder | $531 | $15,035-96.5% | $12,993-95.9% | $13,390-96.0% |