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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,648 | $108,911-80.1% | $100,392-78.4% | $145,884-85.2% |
| Participation rate | 94.1% | 83.0%+11.2pp | 81.5%+12.6pp | 80.3%+13.8pp |
| Annual return | 12.94% | 58.23%-45.3pp | 49.45%-36.5pp | 551.85%-538.9pp |
| Employer contribution / active EE | $2,937 | $4,420-33.6% | $3,941-25.5% | $4,662-37.0% |
| Participant deferral / active EE | $6,503 | $8,459-23.1% | $8,090-19.6% | $6,690-2.8% |
| Admin fee / account holder | $1,298 | $9,698-86.6% | $7,904-83.6% | $13,392-90.3% |