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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,553 | $70,366-69.4% | $66,674-67.7% | $138,895-84.5% |
| Participation rate | 92.3% | 76.2%+16.1pp | 73.7%+18.6pp | 79.9%+12.4pp |
| Annual return | 24.27% | 386.41%-362.1pp | 321.24%-297.0pp | 145.39%-121.1pp |
| Employer contribution / active EE | $3,144 | $2,765+13.7% | $2,620+20.0% | $4,194-25.0% |
| Participant deferral / active EE | $4,582 | $4,374+4.7% | $4,084+12.2% | $6,396-28.4% |
| Admin fee / account holder | $2,005 | $5,262-61.9% | $5,098-60.7% | $12,562-84.0% |