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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,293 | $183,516-90.0% | $155,534-88.2% | $145,884-87.5% |
| Participation rate | 68.4% | 82.7%-14.3pp | 78.2%-9.8pp | 80.3%-11.9pp |
| Annual return | 16.08% | 61.43%-45.3pp | 64.92%-48.8pp | 551.85%-535.8pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,332 | $6,467-2.1% | $5,630+12.5% | $6,690-5.3% |
| Admin fee / account holder | $91 | $19,293-99.5% | $15,900-99.4% | $13,392-99.3% |