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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,357 | $79,181+25.5% | $102,423-3.0% | $74,429+33.5% |
| Participation rate | 52.3% | 74.8%-22.5pp | 76.5%-24.3pp | 67.2%-15.0pp |
| Annual return | 12.14% | 54.97%-42.8pp | 29.42%-17.3pp | 1368.38%-1356.2pp |
| Employer contribution / active EE | $3,395 | $2,362+43.7% | $3,023+12.3% | $2,625+29.3% |
| Participant deferral / active EE | $4,773 | $4,416+8.1% | $5,054-5.6% | $4,348+9.8% |
| Admin fee / account holder | $9,792 | $2,002+389.2% | $9,455+3.6% | $1,944+403.6% |