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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,922 | $124,9800% | $108,359+15.3% | $154,746-19.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 17.40% | 45.00%-27.6pp | 36.89%-19.5pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,488 | $2,851-12.7% | $2,399+3.7% | $4,379-43.2% |
| Participant deferral / active EE | $7,308 | $4,743+54.1% | $4,137+76.6% | $6,730+8.6% |
| Admin fee / account holder | $3,315 | $11,502-71.2% | $9,741-66.0% | $14,365-76.9% |