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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,560 | $81,262-90.7% | $155,602-95.1% | $80,911-90.7% |
| Participation rate | 82.8% | 66.2%+16.5pp | 78.2%+4.6pp | 67.6%+15.1pp |
| Annual return | 12.95% | 33.34%-20.4pp | 64.81%-51.9pp | 35.63%-22.7pp |
| Employer contribution / active EE | $1,322 | $3,102-57.4% | $4,675-71.7% | $2,756-52.0% |
| Participant deferral / active EE | $2,850 | $3,451-17.4% | $5,629-49.4% | $4,297-33.7% |
| Admin fee / account holder | $610 | $7,992-92.4% | $15,923-96.2% | $6,935-91.2% |