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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,756 | $59,456+29.1% | $93,681-18.1% | $74,400+3.2% |
| Participation rate | 50.0% | 59.6%-9.6pp | 68.7%-18.7pp | 67.2%-17.2pp |
| Annual return | 12.72% | 82.00%-69.3pp | 133.47%-120.7pp | 1367.51%-1354.8pp |
| Employer contribution / active EE | $837 | $1,266-33.9% | $2,422-65.4% | $2,624-68.1% |
| Participant deferral / active EE | $2,907 | $3,052-4.8% | $4,415-34.2% | $4,348-33.2% |
| Admin fee / account holder | $6,347 | $3,026+109.8% | $8,290-23.4% | $1,944+226.6% |