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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,567 | $183,516-81.7% | $155,534-78.4% | $145,884-77.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.31% | 61.43%-51.1pp | 64.92%-54.6pp | 551.85%-541.5pp |
| Employer contribution / active EE | $1,281 | $5,315-75.9% | $4,675-72.6% | $4,662-72.5% |
| Participant deferral / active EE | $3,699 | $6,467-42.8% | $5,630-34.3% | $6,690-44.7% |
| Admin fee / account holder | $588 | $19,293-97.0% | $15,900-96.3% | $13,392-95.6% |