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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,578 | $162,136-81.8% | $152,301-80.6% | $154,746-80.9% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 28.46% | 91.02%-62.6pp | 80.50%-52.0pp | 172.34%-143.9pp |
| Employer contribution / active EE | $4,310 | $4,890-11.9% | $4,624-6.8% | $4,379-1.6% |
| Participant deferral / active EE | $11,193 | $8,341+34.2% | $8,004+39.8% | $6,730+66.3% |
| Admin fee / account holder | $1,303 | $15,759-91.7% | $14,398-91.0% | $14,365-90.9% |