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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,299 | $106,749-32.3% | $145,433-50.3% | $82,448-12.3% |
| Participation rate | 83.8% | 75.6%+8.1pp | 82.1%+1.7pp | 68.1%+15.7pp |
| Annual return | 18.35% | 27.59%-9.2pp | 66.58%-48.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $5,074 | $3,444+47.3% | $4,554+11.4% | $2,551+98.9% |
| Participant deferral / active EE | $11,666 | $6,519+79.0% | $7,897+47.7% | $4,139+181.8% |
| Admin fee / account holder | $1,386 | $8,390-83.5% | $13,129-89.4% | $7,234-80.8% |