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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,587 | $129,737-79.5% | $119,126-77.7% | $154,746-82.8% |
| Participation rate | 40.0% | 78.9%-38.9pp | 75.8%-35.8pp | 80.7%-40.7pp |
| Annual return | 19.25% | 379.08%-359.8pp | 282.11%-262.9pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,279 | $4,375-70.8% | $4,034-68.3% | $4,379-70.8% |
| Participant deferral / active EE | $2,557 | $5,842-56.2% | $5,318-51.9% | $6,730-62.0% |
| Admin fee / account holder | $2,325 | $11,961-80.6% | $10,693-78.3% | $14,365-83.8% |