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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,450 | $138,312-41.8% | $122,979-34.6% | $155,188-48.2% |
| Participation rate | 60.0% | 80.2%-20.2pp | 77.2%-17.2pp | 80.8%-20.8pp |
| Annual return | 13.38% | 22.06%-8.7pp | 20.12%-6.7pp | 148.84%-135.5pp |
| Employer contribution / active EE | $3,720 | $3,530+5.4% | $3,062+21.5% | $4,248-12.4% |
| Participant deferral / active EE | $7,986 | $5,592+42.8% | $5,003+59.6% | $6,531+22.3% |
| Admin fee / account holder | $0 | $15,089-100.0% | $12,864-100.0% | $14,480-100.0% |