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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,617 | $169,361-45.3% | $129,397-28.4% | $145,877-36.5% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 12.96% | 14395.54%-14382.6pp | 9453.98%-9441.0pp | 551.28%-538.3pp |
| Employer contribution / active EE | $2,784 | $5,542-49.8% | $4,154-33.0% | $4,663-40.3% |
| Participant deferral / active EE | $4,213 | $4,987-15.5% | $4,167+1.1% | $6,691-37.0% |
| Admin fee / account holder | $1,145 | $9,903-88.4% | $7,679-85.1% | $13,402-91.5% |