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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,628 | $96,136+107.7% | $135,987+46.8% | $80,925+146.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 76.4%+23.6pp | 67.7%+32.3pp |
| Annual return | 13.76% | 28.70%-14.9pp | 580.01%-566.3pp | 35.65%-21.9pp |
| Employer contribution / active EE | $8,696 | $3,350+159.6% | $4,214+106.4% | $2,756+215.5% |
| Participant deferral / active EE | $10,967 | $5,706+92.2% | $7,027+56.1% | $4,299+155.1% |
| Admin fee / account holder | $1,623 | $8,236-80.3% | $6,716-75.8% | $6,940-76.6% |