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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,640 | $211,288-38.2% | $178,540-26.8% | $145,884-10.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 24.78% | 30.27%-5.5pp | 27.15%-2.4pp | 551.85%-527.1pp |
| Employer contribution / active EE | $7,869 | $4,574+72.0% | $3,953+99.1% | $4,662+68.8% |
| Participant deferral / active EE | $5,797 | $6,967-16.8% | $6,281-7.7% | $6,690-13.3% |
| Admin fee / account holder | $1,060 | $12,105-91.2% | $10,424-89.8% | $13,392-92.1% |