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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,242 | $134,817-74.6% | $123,973-72.4% | $155,188-77.9% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.7%-10.0pp | 80.8%-14.1pp |
| Annual return | 23.03% | 515.49%-492.5pp | 388.13%-365.1pp | 148.84%-125.8pp |
| Employer contribution / active EE | $2,418 | $4,425-45.3% | $4,126-41.4% | $4,248-43.1% |
| Participant deferral / active EE | $6,839 | $5,706+19.8% | $5,247+30.3% | $6,531+4.7% |
| Admin fee / account holder | $131 | $13,245-99.0% | $11,799-98.9% | $14,480-99.1% |