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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,693 | $101,798+54.9% | $165,071-4.5% | $80,935+94.8% |
| Participation rate | 91.7% | 71.8%+19.8pp | 78.6%+13.0pp | 67.7%+24.0pp |
| Annual return | 13.98% | 16.73%-2.8pp | 70.17%-56.2pp | 35.66%-21.7pp |
| Employer contribution / active EE | $1,462 | $2,954-50.5% | $4,347-66.4% | $2,757-47.0% |
| Participant deferral / active EE | $4,350 | $4,476-2.8% | $6,035-27.9% | $4,299+1.2% |
| Admin fee / account holder | $2,652 | $8,221-67.7% | $12,695-79.1% | $6,924-61.7% |