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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,963 | $134,817-30.3% | $123,973-24.2% | $155,188-39.5% |
| Participation rate | 72.7% | 79.4%-6.7pp | 76.7%-3.9pp | 80.8%-8.1pp |
| Annual return | 12.43% | 515.49%-503.1pp | 388.13%-375.7pp | 148.84%-136.4pp |
| Employer contribution / active EE | $1,669 | $4,425-62.3% | $4,126-59.6% | $4,248-60.7% |
| Participant deferral / active EE | $7,680 | $5,706+34.6% | $5,247+46.4% | $6,531+17.6% |
| Admin fee / account holder | $8,782 | $13,245-33.7% | $11,799-25.6% | $14,480-39.3% |