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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,095 | $134,817-0.5% | $123,973+8.2% | $155,188-13.6% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.7%-19.5pp | 80.8%-23.7pp |
| Annual return | 14.14% | 515.49%-501.4pp | 388.13%-374.0pp | 148.84%-134.7pp |
| Employer contribution / active EE | $2,100 | $4,425-52.6% | $4,126-49.1% | $4,248-50.6% |
| Participant deferral / active EE | $6,161 | $5,706+8.0% | $5,247+17.4% | $6,531-5.7% |
| Admin fee / account holder | $3,759 | $13,245-71.6% | $11,799-68.1% | $14,480-74.0% |