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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,095 | $129,737+3.4% | $119,126+12.6% | $154,746-13.3% |
| Participation rate | 57.1% | 78.9%-21.7pp | 75.8%-18.6pp | 80.7%-23.6pp |
| Annual return | 14.14% | 379.08%-364.9pp | 282.11%-268.0pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,100 | $4,375-52.0% | $4,034-47.9% | $4,379-52.1% |
| Participant deferral / active EE | $6,161 | $5,842+5.5% | $5,318+15.9% | $6,730-8.5% |
| Admin fee / account holder | $3,759 | $11,961-68.6% | $10,693-64.8% | $14,365-73.8% |