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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,350 | $102,385+0.9% | $147,080-29.7% | $80,935+27.7% |
| Participation rate | 95.0% | 75.9%+19.1pp | 82.2%+12.8pp | 67.7%+27.3pp |
| Annual return | 15.32% | 135.09%-119.8pp | 420.17%-404.8pp | 35.66%-20.3pp |
| Employer contribution / active EE | $3,075 | $3,717-17.3% | $4,933-37.7% | $2,757+11.5% |
| Participant deferral / active EE | $13,858 | $6,651+108.4% | $8,066+71.8% | $4,299+222.3% |
| Admin fee / account holder | $10,108 | $7,951+27.1% | $12,989-22.2% | $6,924+46.0% |