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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,649 | $183,516+15.9% | $155,534+36.7% | $145,884+45.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.20% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $6,380 | $5,315+20.1% | $4,675+36.5% | $4,662+36.9% |
| Participant deferral / active EE | $6,850 | $6,467+5.9% | $5,630+21.7% | $6,690+2.4% |
| Admin fee / account holder | $1,929 | $19,293-90.0% | $15,900-87.9% | $13,392-85.6% |