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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,053 | $183,516-76.5% | $155,534-72.3% | $145,884-70.5% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 12.41% | 61.43%-49.0pp | 64.92%-52.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $1,294 | $5,315-75.7% | $4,675-72.3% | $4,662-72.2% |
| Participant deferral / active EE | $2,607 | $6,467-59.7% | $5,630-53.7% | $6,690-61.0% |
| Admin fee / account holder | $336 | $19,293-98.3% | $15,900-97.9% | $13,392-97.5% |