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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,714 | $177,156-56.7% | $147,027-47.8% | $154,746-50.4% |
| Participation rate | 50.0% | 79.4%-29.4pp | 73.7%-23.7pp | 80.7%-30.7pp |
| Annual return | 19.44% | 21.94%-2.5pp | 20.23%-0.8pp | 172.34%-152.9pp |
| Employer contribution / active EE | $1,400 | $4,336-67.7% | $3,626-61.4% | $4,379-68.0% |
| Participant deferral / active EE | $1,989 | $5,797-65.7% | $4,933-59.7% | $6,730-70.4% |
| Admin fee / account holder | $2,642 | $14,904-82.3% | $12,223-78.4% | $14,365-81.6% |