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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,714 | $185,141-58.6% | $153,416-50.0% | $155,188-50.6% |
| Participation rate | 50.0% | 79.9%-29.9pp | 74.3%-24.3pp | 80.8%-30.8pp |
| Annual return | 19.44% | 18.72%+0.7pp | 17.84%+1.6pp | 148.84%-129.4pp |
| Employer contribution / active EE | $1,400 | $4,489-68.8% | $3,764-62.8% | $4,248-67.1% |
| Participant deferral / active EE | $1,989 | $5,477-63.7% | $4,723-57.9% | $6,531-69.5% |
| Admin fee / account holder | $2,642 | $16,005-83.5% | $13,095-79.8% | $14,480-81.8% |