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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $725 | $104,650-99.3% | $83,854-99.1% | $155,188-99.5% |
| Participation rate | 68.8% | 65.1%+3.7pp | 59.1%+9.6pp | 80.8%-12.1pp |
| Annual return | 31.27% | 28.97%+2.3pp | 31.39%-0.1pp | 148.84%-117.6pp |
| Employer contribution / active EE | $305 | $1,196-74.5% | $1,017-70.0% | $4,248-92.8% |
| Participant deferral / active EE | $381 | $2,367-83.9% | $2,035-81.3% | $6,531-94.2% |
| Admin fee / account holder | $0 | $3,518-100.0% | $3,197-100.0% | $14,480-100.0% |