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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $725 | $69,118-99.0% | $53,647-98.6% | $138,895-99.5% |
| Participation rate | 68.8% | 64.0%+4.8pp | 56.3%+12.5pp | 79.9%-11.2pp |
| Annual return | 31.27% | 248.26%-217.0pp | 358.33%-327.1pp | 145.39%-114.1pp |
| Employer contribution / active EE | $305 | $1,189-74.4% | $962-68.3% | $4,194-92.7% |
| Participant deferral / active EE | $381 | $2,274-83.3% | $1,813-79.0% | $6,396-94.0% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |