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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,564 | $185,312-47.9% | $161,489-40.2% | $154,746-37.6% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 18.64% | 103.84%-85.2pp | 89.72%-71.1pp | 172.34%-153.7pp |
| Employer contribution / active EE | $8,116 | $4,769+70.2% | $4,268+90.1% | $4,379+85.3% |
| Participant deferral / active EE | $4,233 | $6,350-33.3% | $5,630-24.8% | $6,730-37.1% |
| Admin fee / account holder | $7,437 | $18,654-60.1% | $16,006-53.5% | $14,365-48.2% |