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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,401 | $132,099+0.2% | $115,599+14.5% | $138,895-4.7% |
| Participation rate | 25.0% | 77.9%-52.9pp | 74.3%-49.3pp | 79.9%-54.9pp |
| Annual return | 18.62% | 176.76%-158.1pp | 111.10%-92.5pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,013 | $3,416-70.3% | $2,955-65.7% | $4,194-75.8% |
| Participant deferral / active EE | $3,040 | $5,617-45.9% | $4,889-37.8% | $6,396-52.5% |
| Admin fee / account holder | $1,393 | $15,650-91.1% | $12,841-89.2% | $12,562-88.9% |