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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,401 | $142,354-7.0% | $125,529+5.5% | $155,188-14.7% |
| Participation rate | 25.0% | 78.1%-53.1pp | 74.7%-49.7pp | 80.8%-55.8pp |
| Annual return | 18.62% | 306.06%-287.4pp | 202.56%-183.9pp | 148.84%-130.2pp |
| Employer contribution / active EE | $1,013 | $3,501-71.1% | $3,058-66.9% | $4,248-76.1% |
| Participant deferral / active EE | $3,040 | $5,491-44.6% | $4,813-36.8% | $6,531-53.5% |
| Admin fee / account holder | $1,393 | $19,392-92.8% | $16,298-91.5% | $14,480-90.4% |