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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,116 | $162,136-37.6% | $152,301-33.6% | $154,746-34.7% |
| Participation rate | 62.5% | 84.1%-21.6pp | 82.4%-19.9pp | 80.7%-18.2pp |
| Annual return | 14.97% | 91.02%-76.1pp | 80.50%-65.5pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,604 | $4,890-67.2% | $4,624-65.3% | $4,379-63.4% |
| Participant deferral / active EE | $8,812 | $8,341+5.7% | $8,004+10.1% | $6,730+30.9% |
| Admin fee / account holder | $5,346 | $15,759-66.1% | $14,398-62.9% | $14,365-62.8% |