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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,777 | $100,970+64.2% | $96,576+71.7% | $137,256+20.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 21.07% | 38.16%-17.1pp | 38.47%-17.4pp | 220.34%-199.3pp |
| Employer contribution / active EE | $29,033 | $3,809+662.2% | $3,553+717.1% | $4,156+598.6% |
| Participant deferral / active EE | $16,218 | $8,286+95.7% | $7,956+103.8% | $6,407+153.1% |
| Admin fee / account holder | $2,623 | $11,312-76.8% | $11,381-77.0% | $12,270-78.6% |