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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,139 | $74,535-52.9% | $100,712-65.1% | $82,637-57.5% |
| Participation rate | 72.9% | 61.2%+11.8pp | 69.3%+3.7pp | 68.1%+4.9pp |
| Annual return | 20.44% | 18.92%+1.5pp | 33.27%-12.8pp | 53.51%-33.1pp |
| Employer contribution / active EE | $202 | $1,503-86.6% | $2,313-91.3% | $2,552-92.1% |
| Participant deferral / active EE | $4,435 | $3,074+44.3% | $4,085+8.6% | $4,126+7.5% |
| Admin fee / account holder | $1,186 | $6,576-82.0% | $9,256-87.2% | $7,339-83.8% |