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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,139 | $77,574-54.7% | $108,753-67.7% | $86,983-59.6% |
| Participation rate | 72.9% | 62.3%+10.6pp | 71.1%+1.9pp | 69.5%+3.4pp |
| Annual return | 20.44% | 18.42%+2.0pp | 37.47%-17.0pp | 25.83%-5.4pp |
| Employer contribution / active EE | $202 | $1,611-87.5% | $2,427-91.7% | $2,584-92.2% |
| Participant deferral / active EE | $4,435 | $3,128+41.8% | $4,115+7.8% | $4,194+5.8% |
| Admin fee / account holder | $1,186 | $6,529-81.8% | $10,320-88.5% | $7,856-84.9% |