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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,553 | $126,113-55.2% | $116,096-51.3% | $155,188-63.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 14.02% | 391.72%-377.7pp | 326.25%-312.2pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,287 | $2,672-51.8% | $2,503-48.6% | $4,248-69.7% |
| Participant deferral / active EE | $7,083 | $4,162+70.2% | $3,952+79.2% | $6,531+8.4% |
| Admin fee / account holder | $1,098 | $8,045-86.4% | $7,704-85.7% | $14,480-92.4% |