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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,631 | $201,344+51.3% | $184,243+65.3% | $145,877+108.8% |
| Participation rate | 88.2% | 87.5%+0.7pp | 86.8%+1.4pp | 80.3%+7.9pp |
| Annual return | 10.69% | 29.01%-18.3pp | 28.82%-18.1pp | 551.28%-540.6pp |
| Employer contribution / active EE | $6,348 | $7,022-9.6% | $6,427-1.2% | $4,663+36.1% |
| Participant deferral / active EE | $13,086 | $9,807+33.4% | $9,132+43.3% | $6,691+95.6% |
| Admin fee / account holder | $17,004 | $16,382+3.8% | $13,914+22.2% | $13,402+26.9% |