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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,281 | $183,627-82.4% | $155,602-79.3% | $145,978-77.9% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 9.92% | 61.32%-51.4pp | 64.81%-54.9pp | 550.52%-540.6pp |
| Employer contribution / active EE | $2,620 | $5,316-50.7% | $4,675-44.0% | $4,662-43.8% |
| Participant deferral / active EE | $8,100 | $6,466+25.3% | $5,629+43.9% | $6,690+21.1% |
| Admin fee / account holder | $5,324 | $19,327-72.5% | $15,923-66.6% | $13,400-60.3% |