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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,840 | $94,439-89.6% | $73,658-86.6% | $154,746-93.6% |
| Participation rate | 66.7% | 64.7%+2.0pp | 57.0%+9.6pp | 80.7%-14.0pp |
| Annual return | 17.29% | 28.25%-11.0pp | 29.72%-12.4pp | 172.34%-155.0pp |
| Employer contribution / active EE | $1,378 | $1,257+9.6% | $1,032+33.5% | $4,379-68.5% |
| Participant deferral / active EE | $1,583 | $2,527-37.4% | $2,062-23.2% | $6,730-76.5% |
| Admin fee / account holder | $826 | $3,843-78.5% | $3,357-75.4% | $14,365-94.2% |