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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,306 | $181,062+82.4% | $158,223+108.8% | $155,188+112.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.67% | 57.39%-41.7pp | 52.09%-36.4pp | 148.84%-133.2pp |
| Employer contribution / active EE | $17,391 | $4,565+281.0% | $4,109+323.3% | $4,248+309.4% |
| Participant deferral / active EE | $14,233 | $6,134+132.0% | $5,467+160.4% | $6,531+117.9% |
| Admin fee / account holder | $11,727 | $18,825-37.7% | $16,047-26.9% | $14,480-19.0% |