See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $3,980 |
PARK AVENUE SECURITIES LLC2 years Filed as: PARK AVE SECURITIES LLC Service code 26 · EIN 13-4023176 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,826 | $50,815+9.9% | $155,509-64.1% | $77,643-28.1% |
| Participation rate | 55.3% | 63.1%-7.8pp | 78.2%-22.9pp | 70.6%-15.3pp |
| Annual return | 16.39% | 34.80%-18.4pp | 64.67%-48.3pp | 31.24%-14.8pp |
| Employer contribution / active EE | $764 | $1,993-61.7% | $4,672-83.7% | $2,726-72.0% |
| Participant deferral / active EE | $3,731 | $2,822+32.2% | $5,626-33.7% | $4,647-19.7% |
| Admin fee / account holder | $328 | $437-25.0% | $15,912-97.9% | $430-23.9% |