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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,076 | $172,111+0.6% | $150,298+15.2% | $137,256+26.1% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 11.66% | 69.37%-57.7pp | 62.79%-51.1pp | 220.34%-208.7pp |
| Employer contribution / active EE | $5,042 | $4,636+8.7% | $4,154+21.4% | $4,156+21.3% |
| Participant deferral / active EE | $5,114 | $6,166-17.1% | $5,453-6.2% | $6,407-20.2% |
| Admin fee / account holder | $33,179 | $16,471+101.4% | $14,116+135.1% | $12,270+170.4% |