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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,696 | $96,289+222.7% | $213,469+45.5% | $87,485+255.1% |
| Participation rate | 78.9% | 69.6%+9.4pp | 77.1%+1.8pp | 68.9%+10.0pp |
| Annual return | 16.36% | 17.78%-1.4pp | 20.58%-4.2pp | 26.06%-9.7pp |
| Employer contribution / active EE | $6,786 | $3,035+123.6% | $4,994+35.9% | $2,596+161.4% |
| Participant deferral / active EE | $11,111 | $4,750+133.9% | $6,841+62.4% | $4,274+160.0% |
| Admin fee / account holder | $1,137 | $9,670-88.2% | $27,141-95.8% | $7,775-85.4% |