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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,696 | $99,633+211.8% | $183,328+69.5% | $82,448+276.8% |
| Participation rate | 78.9% | 70.8%+8.2pp | 77.3%+1.6pp | 68.1%+10.9pp |
| Annual return | 16.36% | 17.84%-1.5pp | 29.67%-13.3pp | 41.64%-25.3pp |
| Employer contribution / active EE | $6,786 | $3,256+108.4% | $5,055+34.2% | $2,551+166.0% |
| Participant deferral / active EE | $11,111 | $4,938+125.0% | $6,795+63.5% | $4,139+168.4% |
| Admin fee / account holder | $1,137 | $9,934-88.6% | $21,427-94.7% | $7,234-84.3% |