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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,536 | $155,555-46.9% | $146,866-43.8% | $155,188-46.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.45% | 115.41%-99.0pp | 102.85%-86.4pp | 148.84%-132.4pp |
| Employer contribution / active EE | $5,391 | $4,647+16.0% | $4,425+21.8% | $4,248+26.9% |
| Participant deferral / active EE | $7,479 | $8,044-7.0% | $7,759-3.6% | $6,531+14.5% |
| Admin fee / account holder | $958 | $14,755-93.5% | $13,620-93.0% | $14,480-93.4% |