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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,536 | $156,398-47.2% | $147,318-44.0% | $138,895-40.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.45% | 78.75%-62.3pp | 70.43%-54.0pp | 145.39%-128.9pp |
| Employer contribution / active EE | $5,391 | $4,853+11.1% | $4,593+17.4% | $4,194+28.5% |
| Participant deferral / active EE | $7,479 | $8,237-9.2% | $7,906-5.4% | $6,396+16.9% |
| Admin fee / account holder | $958 | $14,976-93.6% | $13,708-93.0% | $12,562-92.4% |