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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,067 | $183,539-78.7% | $155,556-74.9% | $145,897-73.2% |
| Participation rate | 42.9% | 82.7%-39.9pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 33.71% | 61.31%-27.6pp | 64.84%-31.1pp | 552.29%-518.6pp |
| Employer contribution / active EE | $2,351 | $5,315-55.8% | $4,675-49.7% | $4,663-49.6% |
| Participant deferral / active EE | $2,880 | $6,467-55.5% | $5,631-48.8% | $6,689-56.9% |
| Admin fee / account holder | $0 | $19,275-100.0% | $15,885-100.0% | $13,390-100.0% |