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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,598 | $117,859+15.9% | $102,438+33.3% | $145,959-6.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.10% | 31.72%-18.6pp | 29.37%-16.3pp | 561.95%-548.8pp |
| Employer contribution / active EE | $14,073 | $3,615+289.3% | $3,024+365.4% | $4,661+201.9% |
| Participant deferral / active EE | $7,091 | $5,732+23.7% | $5,054+40.3% | $6,689+6.0% |
| Admin fee / account holder | $5,077 | $13,318-61.9% | $9,448-46.3% | $13,398-62.1% |