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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,772 | $174,379-24.4% | $152,093-13.4% | $138,895-5.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.57% | 74.86%-56.3pp | 66.36%-47.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $4,188 | $4,652-10.0% | $4,175+0.3% | $4,194-0.2% |
| Participant deferral / active EE | $4,249 | $6,159-31.0% | $5,451-22.1% | $6,396-33.6% |
| Admin fee / account holder | $1,041 | $16,880-93.8% | $14,497-92.8% | $12,562-91.7% |