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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,555 | $183,516-37.6% | $155,534-26.3% | $145,884-21.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.20% | 61.43%-48.2pp | 64.92%-51.7pp | 551.85%-538.6pp |
| Employer contribution / active EE | $5,709 | $5,315+7.4% | $4,675+22.1% | $4,662+22.4% |
| Participant deferral / active EE | $3,475 | $6,467-46.3% | $5,630-38.3% | $6,690-48.1% |
| Admin fee / account holder | $1,701 | $19,293-91.2% | $15,900-89.3% | $13,392-87.3% |