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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,531 | $31,105+338.9% | $53,647+154.5% | $64,097+113.0% |
| Participation rate | 3.0% | 30.7%-27.7pp | 56.3%-53.3pp | 55.2%-52.2pp |
| Annual return | 16.12% | 22.54%-6.4pp | 358.33%-342.2pp | 34.64%-18.5pp |
| Employer contribution / active EE | $134 | $441-69.5% | $962-86.0% | $1,891-92.9% |
| Participant deferral / active EE | $520 | $896-42.0% | $1,813-71.3% | $3,080-83.1% |
| Admin fee / account holder | $0 | $2,195-100.0% | $2,460-100.0% | $3,454-100.0% |