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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,567 | $30,437+223.8% | $56,033+75.9% | $74,459+32.4% |
| Participation rate | 3.3% | 32.9%-29.6pp | 52.5%-49.2pp | 67.2%-63.9pp |
| Annual return | 11.60% | 24.96%-13.4pp | 1711.38%-1699.8pp | 1369.70%-1358.1pp |
| Employer contribution / active EE | $156 | $610-74.4% | $1,041-85.0% | $2,626-94.0% |
| Participant deferral / active EE | $584 | $1,176-50.3% | $1,954-70.1% | $4,350-86.6% |
| Admin fee / account holder | $0 | $2,363-100.0% | $2,827-100.0% | $1,945-100.0% |